Credits (a synonym for points) are a virtual currency that represents vacation time within your club.
Each ownership will utilize different point systems, so it’s important to know what the points redemption value is. For example 100,000 Club Wyndham points isn’t necessarily more vacation time than 20,000 WorldMark Credits.
Once you buy a number of annual credits with a developer, you’ll continue to receive points indefinitely. This means once the transfer is complete, you will continue to receive credits, or points. for as long as you own the account. If you’re buying resale, you will generally be purchasing from an existing owner who wishes to resell their interest in the timeshare, and your broker should ensure you receive full disclosure on the loan status, maintenance fees, the number of credits available, and all other attributes of the ownership you select.