Some timeshare owners have the availability to borrow points from their upcoming use year, allowing them more options for travel locations and times of the year.

It is important to understand that if you borrow the full extent of your points for a reservation immediately, you will have to wait until the following use year for those points to replenish again. You can also borrow a portion of your points as opposed to you entire annual allotment, giving you more extensive options for the current year while still leaving you with some vacation time in the upcoming calendar year.

Borrowed points can be used for any HVGC Home Resort and Club reservations, as well as RCI exchange reservations.

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